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Follow these tips to lower your closing costs and mortgage payments
We are all looking to keep our costs as low as possible when buying a home. Luckily for you, I’ve got four ways to keep closing costs...
Rebecca Richardson - Mortgage Consultant
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Refinancing A Mortgage ft. Rebecca Richardson
Rebecca Richardson was asked by LowerMyBills.com about Refinancing a Mortgage and this is what she had to say: "We have an employee...

Rebecca Richardson
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3 Signs You’re Ready to Buy A Home & How To Make It Stress-Free
I get it, buying a home is exciting and intimidating. All of the paperwork, all of the people you need to work with, all of the answers...
Rebecca Richardson - Mortgage Consultant
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Comparing Quotes To Find The Best Mortgage
Most first-time home buyers believe that the best mortgage deal means having the lowest interest rate. But let’s take a step back. When...
Rebecca Richardson - Mortgage Consultant
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How Your Credit Score Impacts Your Interest Rate and PMI
Your credit score is one of the most important parts of your loan application. Specifically, it can make a big impact on your mortgage...
Rebecca Richardson - Mortgage Consultant
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How Much It Can Cost To Buy a Home & How To Start Saving
Buying a home is more than the down payment. But not everyone likes to talk about it, so let’s dive in. There are 2 major financial...
Rebecca Richardson - Mortgage Consultant
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What Do You Do When A Lender Tells You No?
There’s actually a silver lining when a lender tells you ‘no’ when you apply for a mortgage. If a lender can’t approve you, they’re...
Rebecca Richardson - Mortgage Consultant
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Down Payment - How Much Is It & How Do I Pay For It?
One of the most stressful parts about buying a home can be navigating the down payment. How much do you pay? How will I afford it? What...
Rebecca Richardson - Mortgage Consultant
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Buying your first home can feel like you’re back at school, learning a new subject or language
So, let’s make it easier. Here are 6 terms you need to know before starting your successful home buying journey. Debt-to-Income (DTI)...
Rebecca Richardson - Mortgage Consultant
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Time: Refinancing Options ft. Rebecca Richardson
Mortgage rates have reached historic lows, partly due to COVID-19. Many homeowners have decided to refinance their homes and take...

Rebecca Richardson
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6 Things You Need to Know For Before & After You Buy A House
When we think about buying a house, we often focus on the steps we need to take during the actual process. How many times do we meet with...
Rebecca Richardson - Mortgage Consultant
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Is a New Construction Home The Answer For You?
In a tight inventory market like we're in, people are weighing all of their options of how they can find a home. So whether it's going to...
Rebecca Richardson - Mortgage Consultant
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The Loan Process - How to Buy a Home
Let's break down the steps of the loan process so that you can be prepared when you’re ready to get started. The first step is to get...
Rebecca Richardson - Mortgage Consultant
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VA Loans: What They Are & How They Can Help You Buy a Home
As a lender, VA loans are one of my favorites and one of the first ones I learned. However, a lot of the time these buyers get pushed...
Rebecca Richardson - Mortgage Consultant
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3 Questions You Need to Ask Before Hiring a Lender
Your relationship with your lender is one of the most important parts of your home buying process. That means it’s crucial to have a...
Rebecca Richardson - Mortgage Consultant
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What is APR & Why It Matters
Your APR is an important component of your loan but it can lead to questions and concerns when you’re not sure how it applies to your...
Rebecca Richardson - Mortgage Consultant
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How Credit Checks Work When You’re Buying a Home
Credit is a big component of getting a mortgage. So, let’s talk about some common questions that people have when it comes to this part...
Rebecca Richardson - Mortgage Consultant
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Will You Have the Same Lender Throughout Your Home Buying Journey? Maybe Not...
If you’ve gotten a mortgage before, or this is your first time buying a house, you may have heard that you can start with one lender and...
Rebecca Richardson - Mortgage Consultant
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Are You Ready For a 2nd Home?
In today’s article, we’re going to talk about a popular real estate investing strategy - buying a second home or vacation home. How do...
Rebecca Richardson - Mortgage Consultant
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Understanding Interest Rates 101
When getting a mortgage, we all know that the interest rate matters. As a reminder, the interest rate is basically the cost of borrowing...
Rebecca Richardson - Mortgage Consultant
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