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How Your Family Can Help You Buy a Home
In today’s housing market, affordability is one of the biggest challenges homebuyers face. With home prices continuing to rise and...

Rebecca Richardson
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Mortgage Rate Outlook
Mortgage rates are expected to remain relatively stable in March, with 30-year fixed-rate mortgages averaging between 6.5% and 7% . This...

Rebecca Richardson
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What Buyers Should Know
There are always going to be a million reasons to do something or not do something. Whatever your decision is when it comes to the...

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Homebuying Made Easier
I’ve gathered a few tips that can make even the most daunting part of purchasing a home that much easier. These suggestions might be...
Rebecca Richardson - Mortgage Consultant
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What’s Next for Mortgage Rates?
Mortgage rates stayed high throughout 2024, leaving many buyers and real estate professionals wondering if relief is in sight. As we...

Rebecca Richardson
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Waiting to Buy May Cost You More
When buying a home, timing matters. Higher mortgage rates might seem like a reason to wait, but waiting could result in higher costs....

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The Fed's Rate Cut: What It Means for Homebuyers and What's Next
The Federal Reserve Open Market Committee (FOMC) recently announced a 25-basis-point cut to the federal funds rate, lowering the range to...

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Your Complete Guide to Buying Your First Home - Simplified
Dreaming about your own home but find the idea pretty daunting? You're in good company. If the whole process seems complicated, don't...
Rebecca Richardson - Mortgage Consultant
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Understanding Homeowner Insurance: A Guide for Homebuyers
When you're buying a home, one big thing you need to think about is homeowner insurance. This isn't just another box to check off; it's...
Rebecca Richardson - Mortgage Consultant
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VA Loans: Expanding Home Buying Opportunities for Active Duty Members and Veterans
Attention Active Duty Service Members and Veterans:Â Have you ever heard the myth that your mortgage payment with a VA loan can't be...
Rebecca Richardson - Mortgage Consultant
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Does the Fed Set Mortgage Rates?
The Federal Reserve and Its Impact on Mortgage Rates When navigating the housing market understanding the Federal Reserve's role in...
Rebecca Richardson - Mortgage Consultant
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Working from Home: How to Relocate to Your Dream Location
In today's world, the shift towards remote work has opened up an incredible opportunity that many of us could only dream about before:...
Rebecca Richardson - Mortgage Consultant
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Going Through a Divorce? Here’s a Smart Way to Keep Your House
Getting a divorce is really tough. Not only does it make you feel all sorts of emotions, but it can also make your wallet feel a lot...
Rebecca Richardson - Mortgage Consultant
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How to Qualify for a Higher Home Loan: Using the Strategy of Accessory Dwelling Units (ADUs)
Are you feeling discouraged by the prospect of homeownership in today's real estate market? You're not alone. With soaring property...
Rebecca Richardson - Mortgage Consultant
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Unlocking Investment Opportunities: The Power of DSCR Loans for Rental Properties
The quest to expand a rental property portfolio is a common ambition among real estate investors. However, this journey is often fraught...
Rebecca Richardson - Mortgage Consultant
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Can Child Support and Alimony Be Used to Qualify for a Home Loan? Unpacking the Facts
Let's talk about how child support and alimony can affect the home loan qualification process. Can Child Support and Alimony Be Used to...
Rebecca Richardson - Mortgage Consultant
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Debunking VA Loan Myths: Unlimited Borrowing Potential Explained
In the realm of home financing, VA loans represent a beacon of hope and opportunity for veterans and active military personnel. Despite...
Rebecca Richardson - Mortgage Consultant
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Important Steps to Take Before Searching for Homes in Charlotte, NC
Starting your home search in Charlotte, NC? Hold on! Before diving in, it's crucial to prepare. Just like planning a road trip, mapping...

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How to Buy a Home Before Selling Your Current Home
In an ideal world, the process of selling your old home would seamlessly align with the purchase of your new dream home. But as anyone...
Rebecca Richardson - Mortgage Consultant
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Homeownership in North Carolina: Understanding the Credit Score You Need to Buy a Home
When embarking on the journey of buying a home in Charlotte, NC, understanding the role of your credit score is crucial. Your score not...

Rebecca Richardson
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