I think we can agree that our service members and veterans are likely the bravest heroes we know. Do you also know the ins and outs of a VA loans? I do. In...

That’s often a starting place for many when considering a home purchase. There are several ways to approach this question. Frequently I answer a question w...

News You Can Use If you’re considering a home purchase you’ve likely heard suggestions on steps to take prior to purchasing a home. With an average applicati...

Let’s start at the beginning: a seller’s market means sales are outpacing the number of homes available. If you’ve been house hunting lately, this won’t be ...

Mortgage lenders look very carefully at each loan application before they lend money. Just like jewelers carefully examine diamonds under bright light and fr...

“What’s the maximum a seller can pay to buyer’s closing costs?” This is a question I’m often asked and the answer – as with many mortgage questions – is “it...

When you apply for a home mortgage lenders evaluate three main parts of your application. This review can be compared to a three-legged stool. As with a thr...

“Should I rent or buy?” No matter where you live, it’s a big question. Renting offers people fewer maintenance responsibilities and the flexibility to change...

PITI is the handy acronym for your monthly mortgage payment. It’s pronounced like the word “pity” and the letters stand for the four parts of that monthly pa...

Separation and divorce is often a time of significant change. Beyond the emotions involved there is the reality that life going forward will look quite diffe...

When shopping for a mortgage, be mindful that an advertised interest rate is not the same as your loan’s annual percentage rate or APR. Most home buyers toda...

Lenders use the FICO Score to help set the terms, conditions, and amount of your mortgage loan. FICO calculates a credit score from 5 categories of data, wit...

Applying for a mortgage loan is an extremely interactive process. It’s very important that you and we stay closely in touch. Here are 9 “do’s” for you: Do ke...

It's easy to get lost in a sea of misinformation when it comes to buying a home. Sometimes the information you find or hear is outdated. Sometimes it doesn't...

Taking the steps to increase your credit scores is an important part of your financial health. There are ripple effects of having a good credit score such as...