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How elite brokers keep clients coming back – even in a tough market
Housing and mortgage activity is still sluggish, but the phone is still ringing for these seasoned originators The US housing and mortgage markets aren’t exactly roaring right now, with elevated mortgage rates and an affordability crunch continuing to weigh down on many hopeful buyers. But while some mortgage brokers are feeling the pinch, others are keeping a steady stream of business coming in – the product of years spent honing their marketing strategies and building a rob
Rebecca Richardson
1 min read


Building a Mortgage Business That Works for You
If you’re building a mortgage business or just starting out, you might think that working harder is the key to success. I get it, I've...
Rebecca Richardson
4 min read


3 VA Loan Myths You Need to Stop Believing
If you’ve heard that VA loans are slow, rigid, or that you can only use them once, it’s time to set the record straight. These myths are...
Rebecca Richardson
4 min read


How to Understand Your Loan Estimate and Make the Right Choice
When you’re shopping for a mortgage, the first thing many people look at is the interest rate. But focusing on just the rate can lead you...
Rebecca Richardson
4 min read


How a Gift of Equity Can Help You Buy a Home with No Money Down
You’re ready to buy a home, but the down payment is standing between you and your dream house. Sound familiar? If you’ve got a family...
Rebecca Richardson
5 min read


How to Know if Now is the Right Time to Buy a House
Buying a house is a big deal. I get it, it's one of the largest financial decisions you'll ever make. Even after 20 years in the mortgage...
Rebecca Richardson
5 min read


How to Buy and Sell a Home at the Same Time: A Practical Guide
Trying to buy and sell a home at the same time can be stressful, but it doesn’t have to be impossible. Whether you’re a first-time seller...
Rebecca Richardson
4 min read


Refinancing Your Mortgage: How to Make Smart Decisions for Your Home
If you’ve bought a home in the last couple of years, you’ve probably found yourself asking, “When can I refinance?” After all, mortgage...
Rebecca Richardson
4 min read


Don’t get hyperfixated on slight mortgage rate movement, broker urges borrowers
Look at the bigger picture instead of just focusing on where rates are, says Charlotte-based broker Housing market watchers have become...
Rebecca Richardson
2 min read


Rebecca Richardson, The Mortgage Mentor On Five Things You Need To Know To Create A Highly Successful Career In The Mortgage Industry
Find other loan officers you trust with whom you can brainstorm and support each other. Loan origination may feel like a solo venture but...
Rebecca Richardson
2 min read


Buyer Strategies in a Shifting Market: How to Make the Most of Seller Concessions and Temporary Buy Downs
As the housing market shifts from a seller’s market to a more balanced one, you might feel a little unsure about how to navigate the...
Rebecca Richardson
4 min read


Temporary Buy Downs: A Solution for High Mortgage Rates and Payments
If you’re struggling with high interest rates and rising home prices, you might be feeling stuck in a tough situation. But what if there...
Rebecca Richardson
5 min read


What to Do When Your Home Appraisal Is Lower Than the Sale Price: 5 Simple Steps
If your home appraisal comes in lower than the sale price, it can feel like a major roadblock. But don’t panic — it doesn’t automatically...
Rebecca Richardson
4 min read


How to Define Your Client Avatar for Mortgage and Real Estate Marketing
If you’re trying to talk to everyone, you’ll end up connecting with almost no one. A client avatar — basically a detailed picture of your...
Rebecca Richardson
3 min read


How Your Family Can Help You Buy a Home
In today’s housing market, affordability is one of the biggest challenges homebuyers face. With home prices continuing to rise and...
Rebecca Richardson
4 min read


Mortgage Rate Outlook
Mortgage rates are expected to remain relatively stable in March, with 30-year fixed-rate mortgages averaging between 6.5% and 7% . This...
Rebecca Richardson
2 min read


What Buyers Should Know
There are always going to be a million reasons to do something or not do something. Whatever your decision is when it comes to the...
Rebecca Richardson
3 min read


Homebuying Made Easier
I’ve gathered a few tips that can make even the most daunting part of purchasing a home that much easier. These suggestions might be...
Rebecca Richardson - Mortgage Consultant
3 min read


What’s Next for Mortgage Rates?
Mortgage rates stayed high throughout 2024, leaving many buyers and real estate professionals wondering if relief is in sight. As we...
Rebecca Richardson
3 min read


Waiting to Buy May Cost You More
When buying a home, timing matters. Higher mortgage rates might seem like a reason to wait, but waiting could result in higher costs....
Rebecca Richardson
1 min read
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