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Can You Buy More with an ADU?
00:40

Can You Buy More with an ADU?

How can you qualify for a higher home loan? ๐Ÿก Hereโ€™s a little known strategy that can be a game-changer in your home buying process. The current real estate market can feel like a steep climb, especially when you're trying to qualify for a home loan. As a mortgage lender, I see many struggle to find ways to boost their loan eligibility. Here's a clever solution: consider buying a home with an accessory dwelling unit (ADU). Just like with multi-unit properties, you can use 75% of the potential rent from the ADU as additional income. This added rent can help cover your mortgage, making it easier to qualify for a higher loan amount. Curious about how an ADU can help you afford more? Drop a comment or send me a DM. Together, we'll explore options that fit your home buying goals! ๐Ÿ  Useful Resources ๐Ÿ  โ†’ https://www.rebeccarichardsonmortgage.com/resources ๐Ÿ“ฑ Book a FREE 15-min call! ๐Ÿ“ฑ โ†’ https://calendly.com/rebeccarichardson/15min ๐Ÿ‘€ POPULAR PLAYLISTS ๐Ÿ‘€ Choosing a Lender โ†’ https://bit.ly/33iGNo1 The Loan Process โ†’ https://bit.ly/33jkVJ3 Choosing a Mortgage Strategy โ†’ https://bit.ly/3uNSe2q Shopping Your Loan โ†’ https://bit.ly/3LuQp04 Homebuyer FAQs (Shorts) โ†’ https://bit.ly/3sAyvAj First Time Home Buyers โ†’ https://bit.ly/3gEbx61 Separation & Divorce โ†’ https://bit.ly/3Luv6Md ๐Ÿก MUST WATCH Videos ๐Ÿก Starting the Loan Process โ†’ https://youtu.be/aiPIcCSQdIU What Documents Do You Need? โ†’ https://youtu.be/lb6Tx_XNVYs How to Make a Strong Offer โ†’ https://youtu.be/zceO2RiFKkc Preapproved for a Payment, Not a Price โ†’ https://youtu.be/SzZ77D9Px4g How Mortgage Rates Work โ†’ https://youtu.be/MqfhHOJ5Ti0 ๐Ÿ’ฅ Follow me on Social Media ๐Ÿ’ฅ โ†’ Tiktok: https://bit.ly/34VUTMB โ†’ Instagram: https://bit.ly/3rLy5rS โ†’ LinkedIn: https://bit.ly/3oJLuyq _________________________________ As The Mortgage Mentor, I'm here to help translate industry jargon into everyday language so you can confidently choose a mortgage strategy that saves you time and money. Rebecca Richardson, AMP Mortgage Loan Officer team@themortgagementor.co NMLS #91445
Can You Buy More with an ADU?
00:40

Can You Buy More with an ADU?

How can you qualify for a higher home loan? ๐Ÿก Hereโ€™s a little known strategy that can be a game-changer in your home buying process. The current real estate market can feel like a steep climb, especially when you're trying to qualify for a home loan. As a mortgage lender, I see many struggle to find ways to boost their loan eligibility. Here's a clever solution: consider buying a home with an accessory dwelling unit (ADU). Just like with multi-unit properties, you can use 75% of the potential rent from the ADU as additional income. This added rent can help cover your mortgage, making it easier to qualify for a higher loan amount. Curious about how an ADU can help you afford more? Drop a comment or send me a DM. Together, we'll explore options that fit your home buying goals! ๐Ÿ  Useful Resources ๐Ÿ  โ†’ https://www.rebeccarichardsonmortgage.com/resources ๐Ÿ“ฑ Book a FREE 15-min call! ๐Ÿ“ฑ โ†’ https://calendly.com/rebeccarichardson/15min ๐Ÿ‘€ POPULAR PLAYLISTS ๐Ÿ‘€ Choosing a Lender โ†’ https://bit.ly/33iGNo1 The Loan Process โ†’ https://bit.ly/33jkVJ3 Choosing a Mortgage Strategy โ†’ https://bit.ly/3uNSe2q Shopping Your Loan โ†’ https://bit.ly/3LuQp04 Homebuyer FAQs (Shorts) โ†’ https://bit.ly/3sAyvAj First Time Home Buyers โ†’ https://bit.ly/3gEbx61 Separation & Divorce โ†’ https://bit.ly/3Luv6Md ๐Ÿก MUST WATCH Videos ๐Ÿก Starting the Loan Process โ†’ https://youtu.be/aiPIcCSQdIU What Documents Do You Need? โ†’ https://youtu.be/lb6Tx_XNVYs How to Make a Strong Offer โ†’ https://youtu.be/zceO2RiFKkc Preapproved for a Payment, Not a Price โ†’ https://youtu.be/SzZ77D9Px4g How Mortgage Rates Work โ†’ https://youtu.be/MqfhHOJ5Ti0 ๐Ÿ’ฅ Follow me on Social Media ๐Ÿ’ฅ โ†’ Tiktok: https://bit.ly/34VUTMB โ†’ Instagram: https://bit.ly/3rLy5rS โ†’ LinkedIn: https://bit.ly/3oJLuyq _________________________________ As The Mortgage Mentor, I'm here to help translate industry jargon into everyday language so you can confidently choose a mortgage strategy that saves you time and money. Rebecca Richardson, AMP Mortgage Loan Officer team@themortgagementor.co NMLS #91445
Steps to Buying a Home #mortgage #homebuyer #homebuyertips #texasholdem #newmusic
00:11

Steps to Buying a Home #mortgage #homebuyer #homebuyertips #texasholdem #newmusic

Wondering what steps to take before buying a home? Itโ€™s all about planning and preparing to make your dream home a reality without stressing your budget. Start by deciding what monthly payment fits comfortably within your budget. This is to ensure you donโ€™t blow your budget. Next, check your credit report for free on AnnualCreditReport.com. Your credit score plays a big part in getting a good mortgage deal, so you want it looking its best. Then, gather all your financial documentsโ€”paystubs, W2s, bank statements, etc. These are key for the next steps. A few months before you want to be in your new home, get preapproved for a mortgage; this will give you a clear idea of what you can afford. Also, itโ€™s the perfect time to start working with a Realtor who can help you find a home. Make sure to keep your job and financial situation stableโ€”nowโ€™s not the time for big changes like a new job or taking on new debt. Finally, you and your Realtor will find the perfect home and make an offer. Confirm your payment details with your lender and the cash needed to close with your lender, and youโ€™re close to getting your home! Navigating the home-buying process can seem daunting, but breaking it down into manageable steps makes it much easier. Got questions or need further guidance? Donโ€™t hesitate to reach out. Iโ€™m here to help make your journey to homeownership as smooth as possible!
Can You Count Child Support & Alimony?
00:43

Can You Count Child Support & Alimony?

Can you use child support or alimony to qualify for a home? ๐Ÿก It's not always straightforward. Qualifying for a mortgage with child support or alimony can be tricky. The rules often don't match what you'd expect, which can be tough when you're looking for a new beginning. To count this income, most loan programs require proof of receiving it for at least 6 months. Additionally, it should continue for 3 years post-home purchase. It's key info that can make or break your home buying journey. Planning ahead is crucial. Got questions or need more info on using child support or alimony for a home loan? Ask here or comment โ€˜DIVORCE GUIDEโ€™ and Iโ€™ll send you all of my best resources to help you navigate this new chapter of your life. ๐Ÿ  Useful Resources ๐Ÿ  โ†’ https://www.rebeccarichardsonmortgage.com/resources ๐Ÿ“ฑ Book a FREE 15-min call! ๐Ÿ“ฑ โ†’ https://calendly.com/rebeccarichardson/15min ๐Ÿ‘€ POPULAR PLAYLISTS ๐Ÿ‘€ Choosing a Lender โ†’ https://bit.ly/33iGNo1 The Loan Process โ†’ https://bit.ly/33jkVJ3 Choosing a Mortgage Strategy โ†’ https://bit.ly/3uNSe2q Shopping Your Loan โ†’ https://bit.ly/3LuQp04 Homebuyer FAQs (Shorts) โ†’ https://bit.ly/3sAyvAj First Time Home Buyers โ†’ https://bit.ly/3gEbx61 Separation & Divorce โ†’ https://bit.ly/3Luv6Md ๐Ÿก MUST WATCH Videos ๐Ÿก Starting the Loan Process โ†’ https://youtu.be/aiPIcCSQdIU What Documents Do You Need? โ†’ https://youtu.be/lb6Tx_XNVYs How to Make a Strong Offer โ†’ https://youtu.be/zceO2RiFKkc Preapproved for a Payment, Not a Price โ†’ https://youtu.be/SzZ77D9Px4g How Mortgage Rates Work โ†’ https://youtu.be/MqfhHOJ5Ti0 ๐Ÿ’ฅ Follow me on Social Media ๐Ÿ’ฅ โ†’ Tiktok: https://bit.ly/34VUTMB โ†’ Instagram: https://bit.ly/3rLy5rS โ†’ LinkedIn: https://bit.ly/3oJLuyq _________________________________ As The Mortgage Mentor, I'm here to help translate industry jargon into everyday language so you can confidently choose a mortgage strategy that saves you time and money. Rebecca Richardson, AMP Mortgage Loan Officer team@themortgagementor.co NMLS #91445
Market Movers: How to use Avatars to Create High-Converting Content for your Ideal Client
30:30

Market Movers: How to use Avatars to Create High-Converting Content for your Ideal Client

Unlock the Power of Avatars for Your Content Strategy Learn how using client avatars in your content creation helps deliver a message that resonates deeply with your ideal client, driving engagement, and creating authentic connection. In this video, we discuss how to create high-converting content tailored to your target audience's preferences and pain points. What You'll Learn: Foundations of Avatar Creation: Understand the basics of building avatars that accurately represent your ideal clients, including demographics, psychographics, and behavior patterns. Content Customization: Learn how to tailor your messages, offers, and content strategy to meet the specific needs and desires of your avatars, ensuring maximum relevance and engagement. Strategies for Engagement: Gain insights into effective content creation techniques that captivate your audience, encouraging shares, likes, and comments. Conversion Optimization: Explore advanced tactics for converting your engaged audience into loyal customers through personalized content and calls to action. Why Avatars Matter: Using avatars allows you to speak directly to the heart of your audience, making your content more relatable and your marketing campaigns more effective. This video provides you with actionable steps and real-world examples to help you create content that not only attracts but also converts. Join Our Community: Don't forget to subscribe for more insights on enhancing your content strategy and leveraging digital marketing tools for business growth. Like, share, and comment below to join the conversation and share your experiences with avatars in content creation. The Lender Avengers Rebecca Richardson | @the.mortgage.mentor Nate Fain | @themortgagecreator Kadyn Nannini | @Millennial_LoanOfficer wwe.thelenderavengers.com
Max Loan Amount for VA Loans
00:38

Max Loan Amount for VA Loans

There are some big myths about VA loans that need clearing up. One key misconception? That there's a cap on how much you can borrow. Unlike other loan types, VA loans don't have set loan limits. Imagine a VA loan as an AmEx black card for home buying. If you're eligible and can handle the payments, you can get a loan for your dream house, even if it's a million dollars or more. And the best part? No down payment required with a VA loan. Got questions about how VA loans can help you buy your dream home? Ask here or comment โ€˜VA BUYER GUIDEโ€ and Iโ€™ll send you my best VA resources. Let's explore your options and make that dream a reality! ๐Ÿ  Useful Resources ๐Ÿ  โ†’ https://www.rebeccarichardsonmortgage.com/resources ๐Ÿ“ฑ Book a FREE 15-min call! ๐Ÿ“ฑ โ†’ https://calendly.com/rebeccarichardson/15min ๐Ÿ‘€ POPULAR PLAYLISTS ๐Ÿ‘€ Choosing a Lender โ†’ https://bit.ly/33iGNo1 The Loan Process โ†’ https://bit.ly/33jkVJ3 Choosing a Mortgage Strategy โ†’ https://bit.ly/3uNSe2q Shopping Your Loan โ†’ https://bit.ly/3LuQp04 Homebuyer FAQs (Shorts) โ†’ https://bit.ly/3sAyvAj First Time Home Buyers โ†’ https://bit.ly/3gEbx61 Separation & Divorce โ†’ https://bit.ly/3Luv6Md ๐Ÿก MUST WATCH Videos ๐Ÿก Starting the Loan Process โ†’ https://youtu.be/aiPIcCSQdIU What Documents Do You Need? โ†’ https://youtu.be/lb6Tx_XNVYs How to Make a Strong Offer โ†’ https://youtu.be/zceO2RiFKkc Preapproved for a Payment, Not a Price โ†’ https://youtu.be/SzZ77D9Px4g How Mortgage Rates Work โ†’ https://youtu.be/MqfhHOJ5Ti0 ๐Ÿ’ฅ Follow me on Social Media ๐Ÿ’ฅ โ†’ Tiktok: https://bit.ly/34VUTMB โ†’ Instagram: https://bit.ly/3rLy5rS โ†’ LinkedIn: https://bit.ly/3oJLuyq _________________________________ As The Mortgage Mentor, I'm here to help translate industry jargon into everyday language so you can confidently choose a mortgage strategy that saves you time and money. Rebecca Richardson, AMP Mortgage Loan Officer team@themortgagementor.co NMLS #91445
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