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Viewpoint: Path of Progress
For most of human history, women have been financially dependent on men. This was not by choice — women simply didn’t have the right to...
Rebecca Richardson
1 min read


Will AI decimate the mortgage industry?
When the going gets AI, the tough get going Rebecca Richardson, of UMortgage – the self-described “Mortgage Mentor” – has already...
Rebecca Richardson - Mortgage Consultant
1 min read


US housing crash – how likely is it?
Given the mercurial and unpredictable market, it’s almost become fashionable for people to predict a housing crash. Those taking a...
Rebecca Richardson - Mortgage Consultant
2 min read


Today's LLPA fix is not the first
Anyone who closely follows the machinations of Loan Level Private Adjustments (LLPAs) sometimes implemented by the Federal Housing...
Rebecca Richardson - Mortgage Consultant
2 min read
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