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Mortgage rates fall in wake of bank failures.
Self-described 'mortgage mentor' explains why mortgage rates fell only slightly. Mortgage rates fell on Monday in the aftermath of...
Rebecca Richardson - Mortgage Consultant
2 min read


The Intersection of Income and Homeownership
Newsflash: buying a home costs money. This is why your income is such a big part of the homebuying process. But there is a bit more to...
Rebecca Richardson - Mortgage Consultant
3 min read


We’ve Got the Answers to your Mortgage FAQs
There are countless intricacies to the homebuying process, and although answers online are plentiful, it can be tough to know what...
Rebecca Richardson - Mortgage Consultant
3 min read


Mortgages are Complicated, But Not as Complicated as you Think
The mortgage process can appear to be complex, and that perceived complexity can make your homebuying process that much more stressful....
Rebecca Richardson - Mortgage Consultant
3 min read


Advice for First-Time Homebuyers
Buying a home is a dream for many individuals, but from the outside can look like a daunting process. As your trusted Mortgage Mentor,...
Rebecca Richardson - Mortgage Consultant
3 min read


Mortgage brokers – how you can attract more first-time homebuyers
Why is it important to focus on how to attract first-time homebuyers? “Because you don’t know what you don’t know,” Richardson said,...
Rebecca Richardson - Mortgage Consultant
1 min read


Keep Wealth in the Family with the Gift of Equity
Homeownership is one of the most common ways that individuals can achieve generational wealth. But did you know that there’s a way to...
Rebecca Richardson - Mortgage Consultant
2 min read


Real Estate Tips for College Students
Two of the most expensive commitments that the average American typically makes are earning a college education and buying a home. Did...
Rebecca Richardson - Mortgage Consultant
3 min read


Get The Most Out of Your VA Housing Benefits
If you’re an active-duty service member or a veteran, you’ve got valuable VA loan benefits that can help give you a cheaper and easier...
Rebecca Richardson - Mortgage Consultant
3 min read


15-year mortgages – back in the spotlight but are they the right choice?
With interest rates rising in light of inflation, some would-be homeowners are eyeing 15-year mortgages in lieu of the traditional...
Rebecca Richardson - Mortgage Consultant
3 min read


Don’t Make These Divorce Mistakes
Getting a divorce is often a deeply challenging and stressful time. Factoring in the owning of a home only adds to that stress as well....
Rebecca Richardson - Mortgage Consultant
2 min read


Unpopular Real Estate Opinions
There’s a lot that goes into buying a home, and even more information available online. But like with all things on the internet, it can...
Rebecca Richardson - Mortgage Consultant
3 min read


New Year, New Home: Advice For Your 2023 Resolution
Buying a home can be scary right now. First and foremost, it’s expensive. With the housing market in its current state, a lot can feel...
Rebecca Richardson - Mortgage Consultant
2 min read


Loan Originator Earns Her 'Mortgage Mentor' Moniker
Through perseverance, Rebecca Richard survived the Great Recession. As featured in the MPA's article, she earned her moniker 'The...
Rebecca Richardson - Mortgage Consultant
1 min read


Want A Smoother Homebuying Experience? Follow These Rules!
Buying a home is likely the largest financial commitment you will make in your lifetime. Homeownership is incredibly rewarding, but a...
Rebecca Richardson - Mortgage Consultant
3 min read


The Homebuying Process Broken Down into Three Steps
The homebuying process as a whole can seem scary when you’re looking from the outside in. There are a lot of moving parts and different...
Rebecca Richardson - Mortgage Consultant
4 min read


The Real Truth About VA Loans
There’s a lot of misleading information out there about VA loans. You probably think that you need a credit score in the mid-600s to buy...
Rebecca Richardson - Mortgage Consultant
3 min read


FHA Loans Aren’t Just for First-Time Homebuyers!
You might think that Federal Housing Administration (FHA) Loans are only available to first-time homebuyers. Or that they’re only used by...
Rebecca Richardson - Mortgage Consultant
4 min read


Dispelling the Myths of Conventional Loans
Let’s talk about conventional loans. Now, there might be a few different things you associate with conventional loans, like a 20% down...
Rebecca Richardson - Mortgage Consultant
3 min read


Not Quite a Buyer’s Market, Tide is Shifting
Home prices are up almost 20% from where they were just a few years ago. Just six months ago, buyers were sweetening their deals by...
Rebecca Richardson - Mortgage Consultant
2 min read
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