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Don’t get hyperfixated on slight mortgage rate movement, broker urges borrowers
Look at the bigger picture instead of just focusing on where rates are, says Charlotte-based broker Housing market watchers have become...
Rebecca Richardson
2 min read


Rebecca Richardson, The Mortgage Mentor On Five Things You Need To Know To Create A Highly Successful Career In The Mortgage Industry
Find other loan officers you trust with whom you can brainstorm and support each other. Loan origination may feel like a solo venture but...
Rebecca Richardson
2 min read


Viewpoint: Path of Progress
For most of human history, women have been financially dependent on men. This was not by choice — women simply didn’t have the right to...
Rebecca Richardson
1 min read


How to secure a down payment – are side hustles the way to go?
When the going gets AI, the tough get going Rebecca Richardson, a mortgage loan originator with UMortgage in Charlotte, N.C., is a...
Rebecca Richardson
1 min read


Will AI decimate the mortgage industry?
When the going gets AI, the tough get going Rebecca Richardson, of UMortgage – the self-described “Mortgage Mentor” – has already...
Rebecca Richardson - Mortgage Consultant
1 min read


US housing crash – how likely is it?
Given the mercurial and unpredictable market, it’s almost become fashionable for people to predict a housing crash. Those taking a...
Rebecca Richardson - Mortgage Consultant
2 min read


Broker takes outside-the-box approach in helping clients with their mortgage.
Bridge loans are a powerful tool in her arsenal. With homeownership becoming an ever-elusive goal for many – what with high mortgage...
Rebecca Richardson - Mortgage Consultant
3 min read


Today's LLPA fix is not the first
Anyone who closely follows the machinations of Loan Level Private Adjustments (LLPAs) sometimes implemented by the Federal Housing...
Rebecca Richardson - Mortgage Consultant
2 min read


Correcting the LLPA false claims
Your social media feed right now is probably abuzz with claims that the FHFA’s new loan level pricing adjustments (LLPAs) on conventional...
Rebecca Richardson - Mortgage Consultant
2 min read


Mortgage rates fall in wake of bank failures.
Self-described 'mortgage mentor' explains why mortgage rates fell only slightly. Mortgage rates fell on Monday in the aftermath of...
Rebecca Richardson - Mortgage Consultant
2 min read


Mortgage brokers – how you can attract more first-time homebuyers
Why is it important to focus on how to attract first-time homebuyers? “Because you don’t know what you don’t know,” Richardson said,...
Rebecca Richardson - Mortgage Consultant
1 min read


15-year mortgages – back in the spotlight but are they the right choice?
With interest rates rising in light of inflation, some would-be homeowners are eyeing 15-year mortgages in lieu of the traditional...
Rebecca Richardson - Mortgage Consultant
3 min read


Loan Originator Earns Her 'Mortgage Mentor' Moniker
Through perseverance, Rebecca Richard survived the Great Recession. As featured in the MPA's article, she earned her moniker 'The...
Rebecca Richardson - Mortgage Consultant
1 min read


Top 5 TikTok Accounts Every Loan Officer Should Follow!
Are you a LO looking to get more visibility and be discovered by your potential borrowers? Check out this article by HousingWire that...
Rebecca Richardson
1 min read


How Mortgage Lenders Created a Huge Following on Tik Tok!
Rebecca Richardson was a guest on one of the latest podcast episodes hosted by The Social Genius Podcast brought to you by Drunk on...
Rebecca Richardson
1 min read


UMortgage lifts the lid on its influencer marketing strategy
UMortgage is keeping up with digital marketing strategy trends by using the power of social media platforms to educate both consumers and...
Rebecca Richardson
1 min read


Visionary LeadHers in Real Estate
Rebecca Richardson has been named one of Mortgage Women Magazine's Top Originators! To read more, click here.
Rebecca Richardson
1 min read


Leveraging Tik Tok to Build Your Brand
Social media is jumping in popularity, especially TikTok. Rebecca Richardson received a shout out in the latest article from Realtor...
Rebecca Richardson
1 min read


FINCON22 Breakout Session Speakers
Now's your chance to register for FINCON22 and listen in on Rebecca Richardson share her tips on using social media to elevate your...
Rebecca Richardson
1 min read


Soaring Mortgage Rates Dent Demand for Vacation Homes
The demand for a second or a vacation home is plummeting while mortgage rates continue to skyrocket. Rebecca Richardson was asked by...
Rebecca Richardson
1 min read
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