Rebecca Richardson - Mortgage Consultant
Should I Pick a 15 Year Mortgage or 30 Year Mortgage?
Many people think that having a 15 year mortgage is better than having a 30 year mortgage but in today’s blog, I want to go over several...
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Rebecca Richardson - Mortgage Consultant
How Does Debt Affect Your Mortgage?
Many factors go into determining your maximum loan amount and the price at which you can realistically buy a home. And one of the most...
Rebecca Richardson - Mortgage Consultant
How Your Job Affects Your Loan Approval
Did you know that your employment is a factor in your loan approval? Let’s talk about it. Lenders use your employment and income to...
Rebecca Richardson - Mortgage Consultant
What You Need to Know About Appraisals in 2021
In our industry, appraisals are always a hot topic. So let’s talk about it. We’re going to go over what’s going on with them and give you...
Rebecca Richardson - Mortgage Consultant
Buying & Selling Your Home At The Same Time
What do you do when you have a home to buy, but also a home to sell? This situation is actually very common. There are typically two...
Rebecca Richardson - Mortgage Consultant
What Not to Do When Buying a Property
When lenders get together, we love to trade stories. So today, I wanted to share some home buying scenarios that I have gone through with...
Rebecca Richardson - Mortgage Consultant
How to Compare Lenders For Your Mortgage
When you’re shopping for your mortgage, it might be intimidating to figure out which lender you should work with. How do you decide which...
Rebecca Richardson
Businesswire: Homebuying Process ft. Rebecca Richardson
Home prices continue to soar, but most Americans still view home ownership as a smart investment. Rebecca Richardson was featured in a...
Rebecca Richardson - Mortgage Consultant
Building a Custom Home? Read This First
New construction can be a great option when you’re buying a home. And if you’re purchasing a home that a builder is financing, you can...
Rebecca Richardson - Mortgage Consultant
How to Make an Irresistible Offer as a Buyer in a Seller’s Market
With many of our market’s being considered a ‘seller’s market,’ many buyers can feel as though they’re at a disadvantage when they’re...
Rebecca Richardson - Mortgage Consultant
3 Things You Can Do When the Appraisal Value is Lower Than Expected
It’s no secret that in our current housing environment, there is limited inventory. And as the buyer, this has a big impact on your home...
Rebecca Richardson - Mortgage Consultant
4 Options for Private Mortgage Insurance
Private Mortgage Insurance (PMI) is one of the most important elements of purchasing a home and closing on your loan. To recap, mortgage...
Rebecca Richardson - Mortgage Consultant
The Timeline to Close
Buying a house? You might be wondering how long it’ll take. The timeline we’re going to cover today starts from when you go under...
Rebecca Richardson - Mortgage Consultant
Buying a House For Someone Else? Here’s the Mortgage Strategy You Need
One of my favorite mortgage strategies, that not a lot of people know about, is called a Kiddie Condo. This is where you have a primary...
Rebecca Richardson
Axios: Housing Market Update ft. Rebecca Richardson
Rebecca was featured in an Axios article that breaks down the Charlotte real estate market and answers some common questions. "Get...
Rebecca Richardson - Mortgage Consultant
What to Look For in a Lender
When you're buying a home, one of the most important parts of the process is choosing the right lender. So, how do you find a lender and...
Rebecca Richardson - Mortgage Consultant
Why Your Lender Doesn’t Need to Be From the Same City As You
It’s time for some mortgage myth busting. One of the most popular ones out there is that you need to have a local lender to have a smooth...
Rebecca Richardson - Mortgage Consultant
What to Look For in a Lender
You’re ready to jump into your home buying journey but don’t know where to start or who to get in touch with. Deciding to invest in a...
Rebecca Richardson - Mortgage Consultant
Understanding the Cost of Waiting to Buy
Let's talk about the cost of waiting to buy your home. Sometimes I hear from people that they feel like they maybe need to save up more...
Rebecca Richardson - Mortgage Consultant
The Real Impact of Credit Inquiries
If you're in the market to buy a house, you're probably ready to get pre approved. But you might have some concerns about how a credit...
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