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Buying your first home can feel like you’re back at school, learning a new subject or language

Rebecca Richardson - Mortgage Consultant

Buying your first home can feel like you’re back at school, learning a new subject or language

So, let’s make it easier. Here are 6 terms you need to know before starting your successful home buying journey. Debt-to-Income (DTI)...

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Rebecca Richardson

Time: Refinancing Options ft. Rebecca Richardson

Mortgage rates have reached historic lows, partly due to COVID-19. Many homeowners have decided to refinance their homes and take...

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6 Things You Need to Know For Before & After You Buy A House

Rebecca Richardson - Mortgage Consultant

6 Things You Need to Know For Before & After You Buy A House

When we think about buying a house, we often focus on the steps we need to take during the actual process. How many times do we meet with...

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Is a New Construction Home The Answer For You?

Rebecca Richardson - Mortgage Consultant

Is a New Construction Home The Answer For You?

In a tight inventory market like we're in, people are weighing all of their options of how they can find a home. So whether it's going to...

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The Loan Process - Everything You Need to Know

Rebecca Richardson - Mortgage Consultant

The Loan Process - Everything You Need to Know

In this article, we’re going to break down the steps of the loan process so that you can be prepared when you’re ready to get started....

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VA Loans: What They Are & How They Can Help You Buy a Home

Rebecca Richardson - Mortgage Consultant

VA Loans: What They Are & How They Can Help You Buy a Home

As a lender, VA loans are one of my favorites and one of the first ones I learned. However, a lot of the time these buyers get pushed...

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3 Questions You Need to Ask Before Hiring a Lender

Rebecca Richardson - Mortgage Consultant

3 Questions You Need to Ask Before Hiring a Lender

Your relationship with your lender is one of the most important parts of your home buying process. That means it’s crucial to have a...

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Rebecca Richardson - Mortgage Consultant

What is APR & Why It Matters

Your APR is an important component of your loan but it can lead to questions and concerns when you’re not sure how it applies to your...

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How Credit Checks Work When You’re Buying a Home

Rebecca Richardson - Mortgage Consultant

How Credit Checks Work When You’re Buying a Home

Credit is a big component of getting a mortgage. So, let’s talk about some common questions that people have when it comes to this part...

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Will You Have the Same Lender Throughout Your Home Buying Journey? Maybe Not...

Rebecca Richardson - Mortgage Consultant

Will You Have the Same Lender Throughout Your Home Buying Journey? Maybe Not...

If you’ve gotten a mortgage before, or this is your first time buying a house, you may have heard that you can start with one lender and...

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Rebecca Richardson - Mortgage Consultant

Are You Ready For a 2nd Home?

In today’s article, we’re going to talk about a popular real estate investing strategy - buying a second home or vacation home. How do...

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Rebecca Richardson - Mortgage Consultant

Understanding Interest Rates 101

When getting a mortgage, we all know that the interest rate matters. As a reminder, the interest rate is basically the cost of borrowing...

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The Documents You Need For Your Loan Application

Rebecca Richardson - Mortgage Consultant

The Documents You Need For Your Loan Application

When you start your loan application, you may be overwhelmed by how much documentation is required during the process. And you may start...

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How to Have a Seamless Home Buying Process

Rebecca Richardson - Mortgage Consultant

How to Have a Seamless Home Buying Process

You know the phrase, “no news is good news?” Well, it doesn’t really apply when you’re buying or refinancing your home. At Wyndham...

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Are You Ready to Buy a Home in Charlotte?

Rebecca Richardson - Mortgage Consultant

Are You Ready to Buy a Home in Charlotte?

The Charlotte real estate market is on the rise and welcoming anyone from beginner to experienced homeowners who want a great home, at a...

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Rebecca Richardson

Loans on Demand: Winning Content Strategy, Starring You ft. Rebecca Richardson

"When was the last time you stepped outside of the traditional marketing methods of your industry? Whether you're just starting out with...

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Should I Pick a 15 Year Mortgage or 30 Year Mortgage?

Rebecca Richardson - Mortgage Consultant

Should I Pick a 15 Year Mortgage or 30 Year Mortgage?

Many people think that having a 15 year mortgage is better than having a 30 year mortgage but in today’s blog, I want to go over several...

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Rebecca Richardson - Mortgage Consultant

How Does Debt Affect Your Mortgage?

Many factors go into determining your maximum loan amount and the price at which you can realistically buy a home. And one of the most...

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Rebecca Richardson - Mortgage Consultant

How Your Job Affects Your Loan Approval

Did you know that your employment is a factor in your loan approval? Let’s talk about it. Lenders use your employment and income to...

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What You Need to Know About Appraisals in 2021

Rebecca Richardson - Mortgage Consultant

What You Need to Know About Appraisals in 2021

In our industry, appraisals are always a hot topic. So let’s talk about it. We’re going to go over what’s going on with them and give you...

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UMortgage NMLS# 1457759 | MLO NMLS ID# 91445 Licensed in AL, AZ, AR, CA, CO, CT, DC, FL, GA, ID, IL, IN, KS, MD, MN, MO, NH, NJ, NC, NV*, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WV (*) States coming soon to UMortgage Equal Housing Lender

Rebecca Richardson

UMortgage
NMLS# 1457759 | MLO NMLS ID# 91445
Licensed in AL, AZ, AR, CA, CO, CT, DC, FL, GA, ID, IL, IN, KS, MD, MN, MO, NH, NJ, NC, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WV
() States coming soon to UMortgage
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