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Buy Like a Pro
There are a few things that even first-time homebuyers can do to purchase their property like a pro. Here are some of my favorite pieces...
Rebecca Richardson - Mortgage Consultant
3 min read


Mortgage rates fall after three-week climb
Mortgage rates dropped this week after having climbed for three weeks, according to data Freddie Mac released on Thursday. The 30-year...
Rebecca Richardson - Mortgage Consultant
2 min read


This vs. That: Homebuyer Edition
These days, it sometimes feels impossible to make even small decisions – there's so much information out there! That’s why I’m here: to...
Rebecca Richardson - Mortgage Consultant
4 min read


Will AI decimate the mortgage industry?
When the going gets AI, the tough get going Rebecca Richardson, of UMortgage – the self-described “Mortgage Mentor” – has already...
Rebecca Richardson - Mortgage Consultant
1 min read


Make the Right Money Moves with Your Home Purchase
Buying a home is a big investment, you know this. There are a lot of different options out there to choose from and they can all affect...
Rebecca Richardson - Mortgage Consultant
4 min read


US housing crash – how likely is it?
Given the mercurial and unpredictable market, it’s almost become fashionable for people to predict a housing crash. Those taking a...
Rebecca Richardson - Mortgage Consultant
2 min read


Homebuying Strategies that Work
Want to buy a home? Try these strategies for size. Although the housing market has been in a tizzy in recent years, there have been some...
Rebecca Richardson - Mortgage Consultant
2 min read


Broker takes outside-the-box approach in helping clients with their mortgage.
Bridge loans are a powerful tool in her arsenal. With homeownership becoming an ever-elusive goal for many – what with high mortgage...
Rebecca Richardson - Mortgage Consultant
3 min read


Essential Knowledge for First-Time Homebuyers
Buying a home is a massive commitment. When you’re going through the homebuying process for the first time, you want to make sure you...
Rebecca Richardson - Mortgage Consultant
3 min read


Homebuying Hot Takes
With so many factors that go into securing your mortgage and having your offer accepted, it’s no surprise that there are plenty of...
Rebecca Richardson - Mortgage Consultant
3 min read


Make It Make Sense: Breaking Down the Oddities of the Homebuying Process
Buying a home can come with its complications. Is cash really king? Is it worth going the extra mile to get the lowest rate? And what...
Rebecca Richardson - Mortgage Consultant
3 min read


Today's LLPA fix is not the first
Anyone who closely follows the machinations of Loan Level Private Adjustments (LLPAs) sometimes implemented by the Federal Housing...
Rebecca Richardson - Mortgage Consultant
2 min read


Correcting the LLPA false claims
Your social media feed right now is probably abuzz with claims that the FHFA’s new loan level pricing adjustments (LLPAs) on conventional...
Rebecca Richardson - Mortgage Consultant
2 min read


Can You Finance That?
Homes can come in all different shapes and sizes beyond the stereotypical single-family home at the end of the cul-de-sac that you see on...
Rebecca Richardson - Mortgage Consultant
3 min read


Homebuying 101
Buying a home has plenty of nuances that the average person might not be aware of when beginning their journey. It can be hard to find...
Rebecca Richardson - Mortgage Consultant
3 min read


What’s The Deal With Mortgage Rates?
When you get your pre-approval, there are two numbers that will jump off the page: the monetary amount that you’re pre-approved for and...
Rebecca Richardson - Mortgage Consultant
4 min read


How to Handle the Unexpected Twists of Homeownership
The homebuying process and homeownership can both feature some unexpected twists and turns along with some nuances that you might not be...
Rebecca Richardson - Mortgage Consultant
3 min read


One Time Close Loans
Building a custom home can be a dream come true for many homeowners, but the process of obtaining financing can often be complicated and...
Rebecca Richardson
2 min read


These Homebuying “Problems” Might Not Be As Problematic As You Think
Sometimes your homebuying process can hit a few snags along the way. Some problems can be more damaging to your timeline than others, and...
Rebecca Richardson - Mortgage Consultant
3 min read


Want to Buy a Home this Summer? Here are Some Things to Consider
Summer is just around the bend, and with the scorching season comes the peak season for real estate! I always like to highlight that one...
Rebecca Richardson - Mortgage Consultant
3 min read
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