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Empowerment in Uncertain Times
There are always going to be a million reasons to do something or not do something. Whatever your decision is when it comes to the...
Rebecca Richardson - Mortgage Consultant
3 min read


Mitigating Risks and Ensuring Value
It’s always going to feel like you’re taking a big risk when you’re in the homebuying process. I’ll cover how to mitigate these risks,...
Rebecca Richardson - Mortgage Consultant
3 min read


Maximizing Your Financial Position
There are dozens of things that go into evaluating and maximizing your financial position. Let’s talk about some of the most important...
Rebecca Richardson - Mortgage Consultant
3 min read


Navigating the Competitive Housing Market
We know that navigating the housing market can sometimes feel like an impossible obstacle course. Let’s talk through some of the...
Rebecca Richardson - Mortgage Consultant
3 min read


Homebuying FAQ: Your Questions Answered
I absolutely love it when you leave comments on my posts! Your questions and feedback are like a roadmap, giving me a clear view of...
Rebecca Richardson - Mortgage Consultant
2 min read


Your Mortgage May Vary
I’ve said it before, and I’ll say it again: mortgage rates are never one-size-fits-all! Guidelines vs. Overlays Why does one lender tell...
Rebecca Richardson - Mortgage Consultant
3 min read


Client Stories
They say you live and you learn, and sometimes this feels especially true for mortgage brokers! I try to always use my past experiences...
Rebecca Richardson - Mortgage Consultant
3 min read


Renovation Options
So, you’ve found a home with good bones, but it’s a little rough around the edges (and maybe your credit is, too). Don’t give up...
Rebecca Richardson - Mortgage Consultant
2 min read


Make Things Official
It’s finally time to make it all official and finalize the purchase of your new home! Here’s what that might look like. Appraisal & Home...
Rebecca Richardson - Mortgage Consultant
3 min read


Find Your Dream Home
The process of finding and locking down your dream home can be simple – if you take the right steps. Here’s a quick overview of each part...
Rebecca Richardson - Mortgage Consultant
3 min read


Let’s Get Started
You’ve considered the first steps, and you’re ready to buy your house! What’s next? Understanding Loan Options Have you ever wondered...
Rebecca Richardson - Mortgage Consultant
3 min read


Do you need to be good at math to become a mortgage broker?
There's hope for the numerically challenged Does one have to be good at math to be a successful mortgage broker? As with many things in life, it really depends on who you ask. During a recent interview with Mortgage Professional America , Teena Broumand (pictured left), of EMortgage, acknowledged she was not especially proficient at mathematics – a skill she believed was crucial in becoming a mortgage broker as she switched careers. After a long career in medical devices, she
Rebecca Richardson
2 min read


Are You Ready to Buy a Home?
Are you sure you’re really ready to buy a home? With so much conflicting information out there, it’s often hard to tell what’s true and...
Rebecca Richardson - Mortgage Consultant
3 min read


Biggest Lies When Buying a Home
Be wary of lies you might hear when buying a home, especially if you’re a first-time homebuyer. Try and leave it to us experts to guide...
Rebecca Richardson - Mortgage Consultant
3 min read


What People Get Wrong About FHA Loans
There’s a ton of misinformation out there about FHA loans, so I’m here to set the record straight. If you’ve already ruled out an FHA...
Rebecca Richardson - Mortgage Consultant
3 min read


How to secure a down payment – are side hustles the way to go?
When the going gets AI, the tough get going Rebecca Richardson, a mortgage loan originator with UMortgage in Charlotte, N.C., is a...
Rebecca Richardson
1 min read


Mortgages Aren’t “One Size Fits All”
If anyone’s tried to compare their homebuying experience to yours and you’ve felt lost or confused, remember that all experiences are...
Rebecca Richardson - Mortgage Consultant
3 min read


Timelines for Mortgage Milestones
Sometimes the timeline of buying a house with a mortgage can be confusing. Here are a few questions I get frequently, and how I answer...
Rebecca Richardson - Mortgage Consultant
2 min read


Homebuying AMA
I get plenty of questions from both first-time homebuyers and experienced homebuyers alike. Here are a few questions that I’m frequently...
Rebecca Richardson - Mortgage Consultant
3 min read


Homebuying Made Easier
I’ve gathered a few tips that can make even the most daunting part of purchasing a home that much easier. These suggestions might be...
Rebecca Richardson - Mortgage Consultant
3 min read
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