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Buying a House For Someone Else? Use the Kiddie Condo Strategy.
One of my favorite mortgage strategies, that not a lot of people know about, is called a Kiddie Condo. The Kiddie Condo strategy is a...
Rebecca Richardson - Mortgage Consultant
2 min read


Axios: Housing Market Update ft. Rebecca Richardson
Rebecca was featured in an Axios article that breaks down the Charlotte real estate market and answers some common questions. "Get...
Rebecca Richardson
1 min read


What to Look For in a Lender
When you're buying a home, one of the most important parts of the process is choosing the right lender. So, how do you find a lender and...
Rebecca Richardson - Mortgage Consultant
2 min read


Why Your Lender Doesn’t Need to Be From the Same City As You
It’s time for some mortgage myth busting. One of the most popular ones out there is that you need to have a local lender to have a smooth...
Rebecca Richardson - Mortgage Consultant
2 min read


What to Look For in a Lender
You’re ready to jump into your home buying journey but don’t know where to start or who to get in touch with. Deciding to invest in a...
Rebecca Richardson - Mortgage Consultant
3 min read


Understanding the Cost of Waiting to Buy
Let's talk about the cost of waiting to buy your home. Sometimes I hear from people that they feel like they maybe need to save up more...
Rebecca Richardson - Mortgage Consultant
2 min read


The Real Impact of Credit Inquiries
If you're in the market to buy a house, you're probably ready to get pre approved. But you might have some concerns about how a credit...
Rebecca Richardson - Mortgage Consultant
1 min read


Living in Charlotte, NC and Fort Mill, SC
My name is Rebecca and I am the Mortgage Mentor for beginner to veteran home purchases alike who want to get the best mortgage for their...
Rebecca Richardson - Mortgage Consultant
3 min read


Finding Your Best Mortgage Lender: Expert Advice for Homebuyers Needing Help
When I bought my first home, it was a very exciting process. But it was also a stressful one because I didn't really know what I didn't...
Rebecca Richardson - Mortgage Consultant
2 min read


The Importance of Being Preapproved
The Charlotte market is hot, which is great. Except if you're a buyer and you're running into a competition, let's say that looks like...
Rebecca Richardson - Mortgage Consultant
2 min read


Saving Money on Your Mortgage
One question I get asked by clients quite a bit is how do I save money on my mortgage? Let's say that your rate is a great rate and...
Rebecca Richardson - Mortgage Consultant
2 min read


Read This Before You Purchase An Investment Property
Investing in real estate has become a hot topic with more and more people thinking about using it as a tool to grow their wealth. And to...
Rebecca Richardson - Mortgage Consultant
3 min read


Qualifying for a Home with Child Support & Alimony
My name is Rebecca Richardson, the mortgage mentor. And I wanted to talk to you for a couple of minutes about qualifying for a home when...
Rebecca Richardson - Mortgage Consultant
2 min read


Increasing Your Credit Score
I wanted to take a couple of minutes to share my very best tip when it comes to increasing your credit score. One of those is to pay...
Rebecca Richardson - Mortgage Consultant
2 min read


How Much House Can I Afford?
When you're starting your home search, normally one of the first questions is how much house can I afford? The answer that is pretty...
Rebecca Richardson - Mortgage Consultant
1 min read


When Should You Refinance
I'f you've been considering the refinance, there are three main scenarios where refinancing can make sense to help homeowners save money....
Rebecca Richardson - Mortgage Consultant
2 min read


How mortgage rates work
A common question that people have is what is my rate going to be? Beyond the things that you might think about like credit score, loan...
Rebecca Richardson - Mortgage Consultant
3 min read


What to know about mortgages and divorce
Going through a divorce seems to affect everything . While I can't help you fix it all, I wanted to share a couple of details of how...
Rebecca Richardson - Mortgage Consultant
2 min read


How Do You House Hack?
Alright, so you're ready to buy a house, but you're a little freaked out over the payments? How do you house hack? If you haven't heard...
Rebecca Richardson - Mortgage Consultant
1 min read


What It Really Means to Be Pre-Approved For a Home Loan
Finding the perfect home can be an exciting adventure for new and veteran homebuyers alike. But before you start scrolling through...
Rebecca Richardson
3 min read
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